List of Banks and Private Institutions for Personal, Housing and Auto Loans That OFWs Can Apply

4. East West Bank

Offers:

• Home Loans
• Auto Loans

Requirements:

• Must be 21 years old, not more than 65 years old (upon maturity of loan)
• P40,000/month minimum salary

Application forms can be submitted to www.eatswestbanker.com and [email protected] for the submission of necessary documents.

5. Land Bank of the Philippines

Offers:

• Housing Loan

Requirements:

• Live contract
• At least 21 years old, not older than 65 years old (upon maturity of loan).
• Without CI/BI findings

Visit www.landbank.com for added information.

6. Philippine National Bank (PNB)

Offers:

• Housing Loans for Overseas Filipino Workers working in Los Angeles, Singapore, New York and Japan.

Requirements:

• SGD 48,000/ month salary for Singapore workers. Total Debt Servicing Ration not exceeding 60% of the total Gross Monthly Income.

For OFWs in Saudi Arabia and Hong Kong:

• Must be 21 years old, not more than 60 years old (upon maturity of loan)
• Employed abroad at least 2 years

Applicants can visit www.pnb.com.ph for updates.

7. Philippine Savings Bank (PSBank)

Offers:

• Housing Loans
• Auto Loans

Requirements:

• Must be 21 years old, not more than 60 years old (upon maturity of loan)
• Employed abroad at least 2 years
• P30,000 monthly income
• Residential real estate as collateral

Visit www.psbank.com.ph for added information.

8. Rizal Commercial Banking Corporation (RCBC)

Offers:

• Housing Loan

Requirements:

• Must be 21 years old, not more than 65 years old (upon maturity of loan)
• Employed abroad at least for 2 years

Applicants can go to www.rcbcsavings.com for added information.

9. Security Bank

Offers:

• Housing Loans
• Auto Loans

Requirements:

• Must be 21 years old, not more than 65 years old (upon maturity of loan)
• Employed abroad at least for 2 years
• Monthly salary must be P50,000 (housing loans)
• Monthly salary must be P40,000 (brand new car loans)
• Monthly salary must be P20,000 (pre-owned car loans)

Send applications to www.securitybank.com.

10. United Coconut Planters Bank (UCPB)

Offers:

• Housing Loans

Requirements:

• Employed abroad at least for 1 year
• Monthly salary must be P30,000

Applicants can go to www.ucpb.com for added information.

11. Home Development Mutual Fund (HDMF, Pag-IBIG)

Offers:

• Housing Loans

Requirements:

• At least 24 months contribution
• Must be 65 years old below
• Without foreclosed, subject to Dacion en Pago, cancelled and outstanding Pag-IBIG housing loan.

Applicants can go to www.pagibigfund.gov.ph for added information.

12. Social Security System (SSS)

Offers:

• Housing Loans

Requirements:

• 24-36 months monthly contributions.
• No existing SSS housing loan

Applicants can go to www.sss.gov.ph for added information.

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